Index

_

__init__() (debt_optimizer.core.balance_updater.BalanceUpdater method) (debt_optimizer.core.BalanceUpdater method), [1] (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method) (debt_optimizer.core.debt_optimizer.DebtOptimizer method), [1] (debt_optimizer.core.debt_optimizer.DebtPaymentPlan method), [1] (debt_optimizer.core.debt_optimizer.DecisionLogEntry method), [1] (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds method), [1] (debt_optimizer.core.debt_optimizer.OptimizationResult method), [1] (debt_optimizer.core.financial_calc.Debt method), [1] (debt_optimizer.core.financial_calc.FutureExpense method), [1] (debt_optimizer.core.financial_calc.FutureIncome method), [1] (debt_optimizer.core.financial_calc.Income method), [1] (debt_optimizer.core.financial_calc.RecurrencePattern method), [1] (debt_optimizer.core.financial_calc.RecurringExpense method), [1] (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1] (debt_optimizer.excel_io.excel_writer.ExcelReportWriter method), [1] (debt_optimizer.visualization.charts.DebtVisualization method), [1]

__post_init__() (debt_optimizer.core.financial_calc.Debt method), [1] (debt_optimizer.core.financial_calc.FutureExpense method), [1] (debt_optimizer.core.financial_calc.FutureIncome method), [1] (debt_optimizer.core.financial_calc.Income method), [1] (debt_optimizer.core.financial_calc.RecurringExpense method), [1] __str__() (debt_optimizer.core.financial_calc.FutureExpense method), [1] (debt_optimizer.core.financial_calc.FutureIncome method), [1] (debt_optimizer.core.financial_calc.RecurrencePattern method), [1]

A

allocated_extra (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] allocation_decisions (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] amount (debt_optimizer.core.financial_calc.FutureExpense attribute), [1] (debt_optimizer.core.financial_calc.FutureIncome attribute), [1] (debt_optimizer.core.financial_calc.Income attribute), [1] (debt_optimizer.core.financial_calc.RecurringExpense attribute), [1]

ANNUALLY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1] as_dict() (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method) available_extra (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] AVALANCHE (debt_optimizer.core.debt_optimizer.PaymentStrategy attribute), [1]

B

backup_excel() (debt_optimizer.core.balance_updater.BalanceUpdater method) (debt_optimizer.core.BalanceUpdater method), [1] balance (debt_optimizer.core.financial_calc.Debt attribute), [1]

BalanceUpdater (class in debt_optimizer.core), [1] (class in debt_optimizer.core.balance_updater) BalanceUpdaterError, [1], [2] BI_WEEKLY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1]

C

calculate_available_extra_payment() (debt_optimizer.core.debt_optimizer.DebtOptimizer method), [1] calculate_interest_charge() (debt_optimizer.core.financial_calc.Debt method), [1] calculate_monthly_payment() (in module debt_optimizer.core.financial_calc), [1] calculate_months_to_payoff() (debt_optimizer.core.financial_calc.Debt method), [1] calculate_payoff_order_impact() (debt_optimizer.core.financial_calc.DebtAnalyzer static method), [1] calculate_principal_payment() (debt_optimizer.core.financial_calc.Debt method), [1] calculate_total_debt() (debt_optimizer.core.financial_calc.DebtAnalyzer static method), [1] calculate_total_minimum_payments() (debt_optimizer.core.financial_calc.DebtAnalyzer static method), [1] calculate_total_monthly_income() (in module debt_optimizer.core.financial_calc), [1] calculate_weighted_average_rate() (debt_optimizer.core.financial_calc.DebtAnalyzer static method), [1] compare_strategies() (debt_optimizer.core.debt_optimizer.DebtOptimizer method), [1]

compute_min_payment_reserves() (in module debt_optimizer.core.debt_optimizer), [1] Config (class in debt_optimizer.core), [1] (class in debt_optimizer.core.config) config() (in module debt_optimizer.cli.commands), [1] connect_db() (debt_optimizer.core.balance_updater.BalanceUpdater method) (debt_optimizer.core.BalanceUpdater method), [1] create_comprehensive_report() (debt_optimizer.excel_io.excel_writer.ExcelReportWriter method), [1] create_dashboard() (debt_optimizer.visualization.charts.DebtVisualization method), [1] create_default_config() (debt_optimizer.core.Config class method), [1] (debt_optimizer.core.config.Config class method) current_balance (debt_optimizer.core.debt_optimizer.DebtPaymentPlan attribute), [1] CUSTOM (debt_optimizer.core.debt_optimizer.PaymentStrategy attribute), [1]

D

DAILY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1] data_snapshot (debt_optimizer.core.debt_optimizer.DecisionLogEntry attribute), [1] date (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] (debt_optimizer.core.financial_calc.FutureExpense attribute), [1] (debt_optimizer.core.financial_calc.FutureIncome attribute), [1] Debt (class in debt_optimizer.core.financial_calc), [1] debt_name (debt_optimizer.core.debt_optimizer.DebtPaymentPlan attribute), [1] debt_optimizer module debt_optimizer.cli module, [1] debt_optimizer.cli.commands module, [1] debt_optimizer.core module, [1] debt_optimizer.core.balance_updater module debt_optimizer.core.config module debt_optimizer.core.debt_optimizer module, [1] debt_optimizer.core.financial_calc module, [1] debt_optimizer.core.logging_config module, [1] debt_optimizer.core.validation module, [1]

debt_optimizer.excel_io module, [1] debt_optimizer.excel_io.excel_reader module, [1] debt_optimizer.excel_io.excel_writer module, [1] debt_optimizer.visualization module, [1] debt_optimizer.visualization.charts module, [1] debt_progression (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] DebtAnalyzer (class in debt_optimizer.core.financial_calc), [1] DebtOptimizer (class in debt_optimizer.core.debt_optimizer), [1] DebtPaymentPlan (class in debt_optimizer.core.debt_optimizer), [1] DebtVisualization (class in debt_optimizer.visualization.charts), [1] decision_log (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] decision_type (debt_optimizer.core.debt_optimizer.DecisionLogEntry attribute), [1] DecisionLogEntry (class in debt_optimizer.core.debt_optimizer), [1] DEFAULT_CONFIG_PATHS (debt_optimizer.core.Config attribute), [1] (debt_optimizer.core.config.Config attribute) DEFAULT_VALUES (debt_optimizer.core.Config attribute), [1] (debt_optimizer.core.config.Config attribute) description (debt_optimizer.core.debt_optimizer.DecisionLogEntry attribute), [1] (debt_optimizer.core.financial_calc.FutureExpense attribute), [1] (debt_optimizer.core.financial_calc.FutureIncome attribute), [1] (debt_optimizer.core.financial_calc.RecurringExpense attribute), [1] due_date (debt_optimizer.core.financial_calc.Debt attribute), [1] (debt_optimizer.core.financial_calc.RecurringExpense attribute), [1]

E

end_date (debt_optimizer.core.financial_calc.FutureExpense attribute), [1] (debt_optimizer.core.financial_calc.FutureIncome attribute), [1]

ExcelReader (class in debt_optimizer.excel_io.excel_reader), [1] ExcelReportWriter (class in debt_optimizer.excel_io.excel_writer), [1] ExcelTemplateGenerator (class in debt_optimizer.excel_io.excel_reader), [1]

F

frequency (debt_optimizer.core.financial_calc.FutureExpense attribute), [1] (debt_optimizer.core.financial_calc.FutureIncome attribute), [1] (debt_optimizer.core.financial_calc.Income attribute), [1] (debt_optimizer.core.financial_calc.RecurringExpense attribute), [1]

FutureExpense (class in debt_optimizer.core.financial_calc), [1] FutureIncome (class in debt_optimizer.core.financial_calc), [1]

G

generate_amortization_schedule() (in module debt_optimizer.core.financial_calc), [1] generate_debt_summary() (debt_optimizer.core.debt_optimizer.DebtOptimizer method), [1] generate_simple_summary_report() (in module debt_optimizer.excel_io.excel_writer), [1] generate_template() (debt_optimizer.excel_io.excel_reader.ExcelTemplateGenerator static method), [1] get() (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method) get_dates() (debt_optimizer.core.financial_calc.RecurrencePattern method), [1] get_logger() (in module debt_optimizer.core.logging_config), [1] get_monthly_amount() (debt_optimizer.core.financial_calc.Income method), [1] (debt_optimizer.core.financial_calc.RecurringExpense method), [1]

get_monthly_average() (debt_optimizer.core.financial_calc.FutureExpense method), [1] (debt_optimizer.core.financial_calc.FutureIncome method), [1] get_monthly_frequency() (debt_optimizer.core.financial_calc.RecurrencePattern method), [1] get_occurrences() (debt_optimizer.core.financial_calc.FutureExpense method), [1] (debt_optimizer.core.financial_calc.FutureIncome method), [1] get_payment_dates() (debt_optimizer.core.financial_calc.Income method), [1] (debt_optimizer.core.financial_calc.RecurringExpense method), [1] get_total_amount_in_range() (debt_optimizer.core.financial_calc.FutureExpense method), [1] (debt_optimizer.core.financial_calc.FutureIncome method), [1] goal (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1]

H

HYBRID (debt_optimizer.core.debt_optimizer.PaymentStrategy attribute), [1]

I

impact (debt_optimizer.core.debt_optimizer.DecisionLogEntry attribute), [1] Income (class in debt_optimizer.core.financial_calc), [1] info() (in module debt_optimizer.cli.commands), [1]

interest_rate (debt_optimizer.core.financial_calc.Debt attribute), [1] is_recurring() (debt_optimizer.core.financial_calc.FutureExpense method), [1] (debt_optimizer.core.financial_calc.FutureIncome method), [1]

L

load_from_file() (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method)

load_quicken_balances() (debt_optimizer.core.balance_updater.BalanceUpdater method) (debt_optimizer.core.BalanceUpdater method), [1] log_decision() (debt_optimizer.core.debt_optimizer.DebtOptimizer method), [1]

M

MAXIMIZE_CASHFLOW (debt_optimizer.core.debt_optimizer.OptimizationGoal attribute), [1] MINIMIZE_INTEREST (debt_optimizer.core.debt_optimizer.OptimizationGoal attribute), [1] MINIMIZE_TIME (debt_optimizer.core.debt_optimizer.OptimizationGoal attribute), [1] minimum_payment (debt_optimizer.core.financial_calc.Debt attribute), [1] module debt_optimizer debt_optimizer.cli, [1] debt_optimizer.cli.commands, [1] debt_optimizer.core, [1] debt_optimizer.core.balance_updater debt_optimizer.core.config debt_optimizer.core.debt_optimizer, [1] debt_optimizer.core.financial_calc, [1] debt_optimizer.core.logging_config, [1] debt_optimizer.core.validation, [1] debt_optimizer.excel_io, [1] debt_optimizer.excel_io.excel_reader, [1] debt_optimizer.excel_io.excel_writer, [1] debt_optimizer.visualization, [1] debt_optimizer.visualization.charts, [1]

month (debt_optimizer.core.debt_optimizer.DecisionLogEntry attribute), [1] (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] MONTHLY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1] monthly_cash_flow_improvement (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] monthly_extra_funds (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] monthly_interest_rate (debt_optimizer.core.financial_calc.Debt property), [1] monthly_payment (debt_optimizer.core.debt_optimizer.DebtPaymentPlan attribute), [1] monthly_summary (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] MonthlyExtraFunds (class in debt_optimizer.core.debt_optimizer), [1] months_to_payoff (debt_optimizer.core.debt_optimizer.DebtPaymentPlan attribute), [1]

N

name (debt_optimizer.core.financial_calc.Debt attribute), [1]

O

ONCE (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1] OptimizationGoal (class in debt_optimizer.core.debt_optimizer), [1]

OptimizationResult (class in debt_optimizer.core.debt_optimizer), [1] optimize_debt_strategy() (debt_optimizer.core.debt_optimizer.DebtOptimizer method), [1]

P

payment_schedule (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] PaymentFrequency (class in debt_optimizer.core.financial_calc), [1] PaymentStrategy (class in debt_optimizer.core.debt_optimizer), [1] payoff_order (debt_optimizer.core.debt_optimizer.DebtPaymentPlan attribute), [1]

plot_debt_composition() (debt_optimizer.visualization.charts.DebtVisualization method), [1] plot_debt_progression() (debt_optimizer.visualization.charts.DebtVisualization method), [1] plot_interest_rate_comparison() (debt_optimizer.visualization.charts.DebtVisualization method), [1] plot_payment_breakdown() (debt_optimizer.visualization.charts.DebtVisualization method), [1] plot_strategy_comparison() (debt_optimizer.visualization.charts.DebtVisualization method), [1]

Q

QUARTERLY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1]

R

rank_debts_by_avalanche() (debt_optimizer.core.financial_calc.DebtAnalyzer static method), [1] rank_debts_by_snowball() (debt_optimizer.core.financial_calc.DebtAnalyzer static method), [1] rationale (debt_optimizer.core.debt_optimizer.DecisionLogEntry attribute), [1] read_all_data() (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1] read_debts() (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1] read_future_expenses() (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1] read_future_income() (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1]

read_income() (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1] read_recurring_expenses() (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1] read_settings() (debt_optimizer.excel_io.excel_reader.ExcelReader method), [1] RecurrencePattern (class in debt_optimizer.core.financial_calc), [1] recurring_expenses (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] RecurringExpense (class in debt_optimizer.core.financial_calc), [1] remaining_extra (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] required_minimums (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1]

S

save_all_charts() (in module debt_optimizer.visualization.charts), [1] save_to_file() (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method) savings_vs_minimum (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] SEMI_ANNUALLY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1] SEMI_MONTHLY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1] set() (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method)

setup_logging() (in module debt_optimizer.core.logging_config), [1] SNOWBALL (debt_optimizer.core.debt_optimizer.PaymentStrategy attribute), [1] source (debt_optimizer.core.financial_calc.Income attribute), [1] start_date (debt_optimizer.core.financial_calc.FutureExpense attribute), [1] (debt_optimizer.core.financial_calc.FutureIncome attribute), [1] (debt_optimizer.core.financial_calc.Income attribute), [1] (debt_optimizer.core.financial_calc.RecurringExpense attribute), [1] strategy (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1]

T

timestamp (debt_optimizer.core.debt_optimizer.DecisionLogEntry attribute), [1] total_income (debt_optimizer.core.debt_optimizer.MonthlyExtraFunds attribute), [1] total_interest (debt_optimizer.core.debt_optimizer.DebtPaymentPlan attribute), [1]

total_interest_paid (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] total_months_to_freedom (debt_optimizer.core.debt_optimizer.OptimizationResult attribute), [1] track_monthly_extra_funds() (debt_optimizer.core.debt_optimizer.DebtOptimizer method), [1]

U

update() (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method) update_debts_sheet() (debt_optimizer.core.balance_updater.BalanceUpdater method) (debt_optimizer.core.BalanceUpdater method), [1]

update_settings_sheet() (debt_optimizer.core.balance_updater.BalanceUpdater method) (debt_optimizer.core.BalanceUpdater method), [1] update_workbook() (debt_optimizer.core.balance_updater.BalanceUpdater method) (debt_optimizer.core.BalanceUpdater method), [1]

V

validate() (debt_optimizer.core.Config method), [1] (debt_optimizer.core.config.Config method) validate_debt_data() (in module debt_optimizer.core.validation), [1] validate_expense_data() (in module debt_optimizer.core.validation), [1]

validate_financial_scenario() (in module debt_optimizer.core.validation), [1] validate_income_data() (in module debt_optimizer.core.validation), [1] validate_optimization_goal() (in module debt_optimizer.core.validation), [1] ValidationError, [1]

W

WEEKLY (debt_optimizer.core.financial_calc.PaymentFrequency attribute), [1]